Pay Garden: Easy Money Transfers Online
This article is intended for adults (18+) and discusses consensual relationships from an educational and psychological perspective.
Let’s be real: sending money online is hard! Whether you are sending or receiving money, it can be annoying. You would think it would be easier since data moves fast on the internet, but many rules make money transfers difficult. If you are in industries like gambling, payday loans, or adult work, banks might even stop you from sending money.
Plus, many people use gift cards to store digital money. Sadly, a lot of gift card money goes unused. It’s around $40 billion each year!
But Pay Garden might help with this problem.
What Pay Garden Does
Pay Garden helps you use gift cards online. You can use them to buy real things, digital stuff, or even pay for subscriptions. You can also move money from your gift card to another account. Setting up Pay Garden takes a few hours, but it’s still faster than setting up a PayPal account.
As a member, you get help options and a dashboard to view your transfers, and there are no chargeback fees. Your transfers are safe and private.
Problems with Pay Garden
Even though Pay Garden is good, there are some things you can’t do with it:
- International Transfers Are Hard
- Pay Garden is based in the US, so if you live in Canada or Australia, it might be harder to use. You can check if your gift card works by typing the card number when you try to buy something.
- Prepaid Cards Don’t Work
- Sadly, Pay Garden doesn’t accept prepaid cards, even from stores like Target and Best Buy. If the card carries a Visa or MasterCard symbol, it likely won’t work.
- Some E-Cards Don’t Work
- Some digital cards, like those from GiftCardGranny or Raise, don’t work with Pay Garden.
- No Combining Cards
- You can only use one gift card at a time. So, you can’t use more than one card to pay for a bigger thing.
- Limited Help Options
- Pay Garden only lets you email them for help. They don’t have other ways to contact them.
Pay Garden’s Growing Network
Even with these problems, Pay Garden works with many businesses. Some places they work with include Twitch, Boom Mobile, PetSmart, Home Depot, and Costco.
What People Say About Pay Garden
Here are some things companies are saying about Pay Garden:
- “We like working with Pay Garden. Their great service and new ideas help us bring in new customers.”
- — Tanya Yurevich, Payment Manager at Wargaming.net
- “We like how Pay Garden’s system works. It helped us make more money this holiday season.”
- — Derek Liu, CTO at Gaia Interactive
What People Think About Paying for a Garden Online
Here’s what review sites say:
- Scam Adviser (Rating: 4.5/5)
- They say Pay Garden is safe with a trust score of 86%. It’s not a scam, but they said Pay Garden stops chargebacks.
- Trust Mama (Rating: 4/5, Trust Percentage: 66%)
- Trust Mama says Pay Garden is good and gives it a solid rating after reviewing the website.
- Better Business Bureau (BBB) (Rating: 1.5/5)
- Even though some people say good things about Pay Garden, the BBB has mostly bad reviews. Some people had problems after a good start.
My Opinion on Pay Garden
I don’t think Pay Garden is a scam, but it does have problems. It’s good if you want to move money from gift cards, but the rules can be hard to follow. For example, if you can’t use prepaid cards or live outside the US, it may not be the best option for you. If Pay Garden doesn’t work, it might be easier to use PayPal with your gift card instead.


